The Mukhyamantri Mahila Rojgar Yojana (Chief
Minister’s Women’s Employment Scheme) has been launched in Bihar by Chief
Minister Nitish Kumar to help women become self-reliant and begin their own
business ventures. Under the scheme, every family in the state is expected to
have one woman beneficiary who will receive financial assistance of ₹10,000
to start an income-generating activity. After six months of evaluation,
eligible entrepreneurs may receive further support of up to ₹2 lakh to
scale their venture.
Who Can
Benefit and What’s the Aim
The main objective is women’s empowerment
through entrepreneurship and job creation in Bihar. The scheme states: one
woman from each family of the state will get the initial grant. It aims to
reduce economic dependence, create local business opportunities and curb the
trend of migration from rural areas to cities.
Eligibility highlights include: women aged
18–60, belonging to Bihar, and not already salaried regular government
employees. Also, the benefit is oriented via self-help groups (SHGs) such as
Bihar Rural Livelihood Promotion Society (Jeevika).
How Much
Support and What Happens After Six Months
At first, a lump-sum of ₹10,000 is transferred
directly into the beneficiary’s bank account via a direct benefit transfer
(DBT). After the woman starts her chosen venture and completes about six months
of sustained work, the scheme allows for an additional support of up to ₹2
lakh, subject to performance assessment.
This two-stage model encourages initial
entrepreneurship and then supports scaling up of viable ventures.
Business
Opportunities and Market Linkage
The scheme identifies 18 types of small
business activities women can start under its banner. While the detailed list
may vary, it covers micro-enterprises like tailoring, food processing,
handicrafts, retail-services, and local trading. Application is facilitated
through SHG groups in rural areas and online portals in urban settings.
An important element is the creation of “haat
bazaars” (local markets) in villages and towns, which will provide women
entrepreneurs with platforms to sell their products and services. These market
linkages help transform a grant into a viable livelihood.
How to
Apply: Rural and Urban Process
For Rural Women (via SHGs):
Join or be a member of a self-help group under
Jeevika or related scheme.
The village organisation or group convenes a
meeting where women interested can submit application forms.
Attach required documents: Aadhaar, bank
account, business idea details, and SHG membership certificate.
On approval, the ₹10,000 grant will be
transferred to the bank account.
For Urban Women:
Visit the scheme’s official portal www.brlps.in)
and fill the online application.
Keep documents ready: Aadhaar, proof of
residence, bank passbook copy, passport-size photo, SHG membership/eligibility
form, details of intended business.
Submit the form online and await approval and
transfer.
In either case, after six months, women who
have shown venture activity and potential may apply for additional support up
to ₹2 lakh.
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Why This
Matters and What to Watch
This scheme is significant because it focuses
on women’s economic empowerment, which has multiple ripple effects: stronger
household incomes, reduced migration, gender equality in enterprise, and
strengthening local economies. By linking grants with business ideas and market
access, the programme intends to go beyond mere handouts.
However, some things to monitor include:
The uptake and actual participation of
very remote or disadvantaged women (tribal, extremely poor households).
The effectiveness of business support
and training. A grant enables start-up, but sustainability depends on
mentorship, market link-up and business acumen.
Whether the promised up to ₹2 lakh scaling
support is accessible and utilized.
The speed and transparency of fund
transfers and application processing.
Integration with existing SHG networks and
whether urban women outside SHGs are included equitably.
Conclusion
The Mukhyamantri Mahila Rojgar Yojana presents
a clear opportunity for women in Bihar: a ₹10,000 seed grant to launch a
venture, backed by the promise of further support once the business is off the
ground. With proper implementation good training, efficient processes, and
market access—it could help many women step into entrepreneurship, boost their
family incomes and participate more actively in Bihar’s economic growth.
If you’re a woman in Bihar considering a small
business, this scheme could be your starting platform. Ensuring you understand
the eligibility, join the right SHG (if rural), or apply online (if urban),
gather your documents and prepare your business idea then you’re ready to
apply.
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